Americans overpay $88B+ in medical bills annually

Understand your bill
before you pay it.

Get clear, law-based guidance on medical bills, debt collection, and insurance claims.

Free to start · No credit card required

80%

of medical bills contain errors

200M+

insurance claims denied yearly

1 in 3

adults face abusive debt tactics

How it works

Three steps to clarity

01

Describe your situation

Tell us what happened in plain language.

02

We check the law

Reviewed against federal and state regulations.

03

Get a clear action plan

Know your rights and exactly what to do next.

A wrong response can cost you thousands.

Check my situation for free

Start free. Stay protected.

Starter

$19one-time

For a single urgent situation.

  • 5 case queries
  • 1 document upload
  • 1 response letter
  • 7-day access
Start for $19
Most Popular

Guardian Core

$29month

Ongoing protection for all your matters.

  • 75 queries per month
  • 5 document uploads
  • 5 response letters
  • Smart deadline alerts
Start Core plan

Guardian Pro

$59month

For complex or multiple active cases.

  • Unlimited queries
  • 15 document uploads
  • 15 response letters
  • PDF reports
Start Pro plan

Do not pay a dollar you do not owe.